ICRA

Unlock your company's
Credit potential with us

Make informed decisions and maximize your global credit potential with the right insights

Global leader in credit rating, audit, and credit research.

ICRA RATING AGENCY LIMITED is one of the fastest-growing companies providing Credit Rating Services. With a presence across Europe, Africa, and Southeast Asia, we provide the information, tools, and expertise to help customers make confident decisions to mitigate any commercial risk. ICRA enables customers to quickly access objective customized information whenever and wherever they need it.

Our Mission

An agency that serves all business categories, from small and medium to large enterprises, is customer-centric, building relationships, enhancing business profiles, and helping to connect businesses globally.

Our Vision

ICRA's long-term vision is to become the most credible rating agency in the financial world, responding to the needs of organizations throughout Africa.

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Rating Benefits

Rating Benefits

Establish a positive reputation in the market as an entity that is financially stable and reliable.

Enable business expansion through access to capital for investment projects and other forms of expansion.

Prove financial health commitment and responsible financial management which can earn investors’ trust and creditworthiness.

Have a wider choice of financing options and terms that make it easy for you to manage your cash flow and capital structure.

Meet regulatory obligations easily since a good credit rating may be required for certain licenses or permits

Create opportunities for new business, such as joint ventures, alliances and partnering with other firms.

ICRA SCORECARD

ICRA SCORECARD serves as a comprehensive tool for assessing the initial risk profiles of both retail (individual customers) and corporate clients seeking credit and borrowing services. This scoring system is designed to cater to two distinct segments: Retail Customers and Corporate Customers.

Our Services

CREDIT RATING SERVICES

A CREDIT RATING is an independent assessment of a corporate entity’s or institution’s creditworthiness in general terms, helping any organization build a strong credit profile.

PORTFOLIO RATING SERVICES

A PORTFOLIO RATING is an evaluation assessment report that focuses deeply on the actual portfolio of banks or financial institutions. it involves a through evaluation of existing and potential risks and the mitigation of those risks.

INVESTORS SERVICES

An INVESTORS SERVICE is an evaluation and assessment report that is an essential aspect of the investment process. It allows investors to assess the effectiveness of their investment strategies by analyzing risk

ESG RATING
RATING

ESG stands for three letters environment, social, and governance. these are important non-financial criteria on which businesses are expected nowadays to perform well.

Get Credit Recommendation Report

Meet Our team members

Mr. Sahil

Sahil Bansal

Director / CEO

Javela Macalalad

Javela Macalalad

Director / COO

ZEESHAN KHAN

Zeeshan Khan

General Manager

Our Achievements

certifications and affiliations

Featured HIGHLIGHTS

Beyond Numbers: The Impact of ESG Factors on Credit Ratings
The Rising Influence of ESG in Credit Ratings: Everything You Need to Know
ICRA Scorecard Unveiled: Your Comprehensive Tool for Business Assessment
Unveiling the Truth on Credit Ratings
Achieve Financial Transparency with ICRA’s Ratings
MFI Ratings by ICRA
Bank Ratings: Overview and Importance to Investors
Corporate Ratings By ICRA – Enhancing Transparency and Trust

Beyond Numbers: The Impact of ESG Factors on Credit Ratings Credit ratings are done to provide an in-depth evaluation of the creditworthiness of several entities along with an assessment of

September 12, 2024

The Rising Influence of ESG in Credit Ratings: Everything You Need to Know Sustainability and ethical practices have become an essential element of a company’s growth in the long term.

September 9, 2024

ICRA Scorecard Unveiled: Your Comprehensive Tool for Business Assessment ICRA Scorecard is an indispensable tool that is free of charge and lets investors leverage its benefits by evaluating their financial

September 5, 2024

Unveiling the Truth on Credit Ratings with ICRA A wide range of Ratings is available in the market that is of utmost importance to corporates, issuers, financial institutions, stakeholders, and

August 24, 2024

Achieve Financial Transparency with ICRA’s Ratings ICRA is a renowned credit rating agency that is known for its expert credit rating services along with its global expertise. With a broad

August 24, 2024

Microfinance Institution Ratings by ICRA ICRA is a leading credit rating agency that is committed to providing reliable, transparent, and accurate insights with its wide array of rating services like

August 17, 2024

Bank Ratings: Overview and Importance to Investors Bank ratings are assessments of a bank's financial health, stability, and creditworthiness. Bank ratings are expressed in letter grades, such as AAA, AA,

August 13, 2024

Corporate Ratings By ICRA - Enhancing Transparency and Trust Corporations must demonstrate credibility and stability for investors, stakeholders, and creditors in the financial landscape to make well-defined decisions.  With corporate ratings,

August 12, 2024

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