Make informed decisions and maximize your global credit potential with the right insights
An agency that serves all business categories, from small and medium to large enterprises, is customer-centric, building relationships, enhancing business profiles, and helping to connect businesses globally.
ICRA's long-term vision is to become the most credible rating agency in the financial world, responding to the needs of organizations throughout Africa.
Establish a positive reputation in the market as an entity that is financially stable and reliable.
Enable business expansion through access to capital for investment projects and other forms of expansion.
Prove financial health commitment and responsible financial management which can earn investors’ trust and creditworthiness.
Have a wider choice of financing options and terms that make it easy for you to manage your cash flow and capital structure.
Meet regulatory obligations easily since a good credit rating may be required for certain licenses or permits
Create opportunities for new business, such as joint ventures, alliances and partnering with other firms.
ICRA SCORECARD serves as a comprehensive tool for assessing the initial risk profiles of both retail (individual customers) and corporate clients seeking credit and borrowing services. This scoring system is designed to cater to two distinct segments: Retail Customers and Corporate Customers.
A CREDIT RATING is an independent assessment of a corporate entity’s or institution’s creditworthiness in general terms, helping any organization build a strong credit profile.
A PORTFOLIO RATING is an evaluation assessment report that focuses deeply on the actual portfolio of banks or financial institutions. it involves a through evaluation of existing and potential risks and the mitigation of those risks.
An INVESTORS SERVICE is an evaluation and assessment report that is an essential aspect of the investment process. It allows investors to assess the effectiveness of their investment strategies by analyzing risk
ESG stands for three letters environment, social, and governance. these are important non-financial criteria on which businesses are expected nowadays to perform well.
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