ICRA

Services
ICRA Rating Agency Limited offers credit rating services for issuers, portfolio rating services for investors, and a range of financial services to facilitate informed decision-making in the financial sector, helping clients manage risk and make sound investment choices.

ISSUER CREDIT RATING SERVICES

A CREDIT RATING is an independent assessment of a corporate entities or institution’s creditworthiness in general terms and helps any organization build a strong credit profile. It is based on a well-structured methodology after reviewing both qualitative and quantitative factors of target businesses. The rating analysis is well descriptive and assess both historical performance as well as future performance prospects of the business.

What are their benefits & usages ?

PORTFOLIO RATING SERVICES

A PORTFOLIO RATING is an evaluation assessment report that focuses deeply on the actual portfolio of the banks or financial institutions. It is a thorough evaluation of existing and potential risks and the mitigation of those risks. A periodic portfolio rating and review helps banks or financial institutions to make necessary changes to keep the strategic asset allocation in place and keeps current stakeholders / investors on track with their envisioned goals and give comfort to new investors. Moreover, it will also support banks or or financial institutions in getting comfort of other FI in participating large size Trade finance transactions.

What are their benefits & usages ?

INVESTORS SERVICES

An INVESTORS SERVICE is an evaluation and assessment report which is an essential aspect of the investment process that allows investors to assess the effectiveness of their investment strategies by analyzing risk, return, and risk-adjusted performance. This is also a system used by securities and insurance companies to rate the creditworthiness which allows investors to identify strengths and weaknesses, make necessary adjustments, and ensure they are meeting their investment objectives.

What are their benefits & usages ?

esg

ESG Rating

ESG are the starting three letters from environment, social, and governance. Together they are important non-financial criterions on which nowadays business are expected to do well. Also, they represent material risk to the long-term company performance. ESG criteria are used by the impact investors to screen the potential investments. Globally and Locally various initiatives like SDGs, UNPRI etc. are aligned with ESG.

What are their benefits & usages ?

ICRA Scorecard

ICRA SCORECARD, serves as a comprehensive tool for assessing the initial risk profiles of both retail (individual customer) and corporate clients seeking credit and borrowing services. This scoring system is designed to cater to two distinct segments such as Retail Customers and Corporate Customers

What are their benefits & usages ?