ICRA Ratings - Trusted and Independent Credit Rating Agency

credit worthiness credit worthiness meaning

About us

ICRA has an expert team with a combined experience of more than 25 years in Audit, Inspection, and Certification. Our ratings significantly influence corporate and financial institutions to achieve better market standing, branding, and marketing.

ICRA ratings aim to help various corporations and institutions demonstrate their financial capability. Our vision is to become the most credible rating agency in the finance world, responding to the needs of organisations globally. We serve all business categories, from small to medium to large enterprises, with a customer-centric approach, building relationships, enhancing business profiles, and helping to connect businesses globally.

OUR GLOBAL TEAM

BOARD OF GOVERNORS

Mr Zayed Abdulla Al Ali

Board of Governor

Mr Zayed Abdulla Al Ali

Board of Governor

Certified Public Accountant from the Ministry of Economy. Results-oriented with successful “hands-on”. Zayed has more than 17 years of experience in the fields of Accounting, Finance, Audit, VAT, and Business Development across various Government and Semi-Government organizations and also in Private Sectors.

Mr Ashok Kumar

Board of Governor

Mr Ashok Kumar

Board of Governor

He was an Ex-General Manager in the State Bank of India and a professional Charted Accountant & Advocate. Experienced financial specialist with excellent analytical skills and a results-driven attitude. Finance Professional with over 25 years of experience in Banking. Managing a multi-cultural professional staff team in UAE.

Mr M.S. Nathan

Board of Governor

Mr M.S. Nathan

Board of Governor

The Chairman of the Standard Group of Companies in Audit and Finance, Audit Consulting and Mentoring, and Gold Business Trading for 27 years. A well-established and elite business group into an Audit and Accountancy Firm based in Dubai, United Arab Emirates.

Mr Imran Khan

Board of Governor

Mr Imran Khan

Board of Governor

MSC from Karachi University, Field Trade. Has 20 years of experience in handling trading organizations in the Middle East. Wide experience in credit insurance and trade finance.

Mrs Khilna Mamlani

Board of Governor

Mrs Khilna Mamlani

Board of Governor

A career banker with over 23 years of rich experience in various key areas of banking covering branch management, corporate relationship, credit, treasury operations, and trade finance

Badru Ntege

Board of Governor

Badru Ntege

Board of Governor

Badru Ntege is a seasoned Senior Management professional with over 30 years of experience as a Systems Analyst and ICT Consultant. He is the Co-founder and Owner of NFT Consult Group of Companies. Badru played a significant role in the growth of the internet in Africa as part of the African Network Operators Group (AFNOG). He served two terms on the Board of AfriNIC, one of which as Chairman of the Board. Badru has also served as the inaugural Board Chair of the East African Science and Technology Commission and as a member of the Presidential Investor's Roundtable, advising on ICT matters. Currently, he serves as a Board Member of the Private Sector Foundation Uganda, representing the ICT sector.

MANAGEMENT

TEAM

Mr Sahil Bansal

Chief Executive Officer

Mr Sahil Bansal

Chief Executive Officer

Masters in Engineer Project Management from Auckland University of Technology. With 10 years of experience in Sales and Marketing. Highest sales achiever in the biggest retail and wholesale Group in New Zealand.

Mrs Javela Macalalad

Chief Operating Officer

Mrs Javela Macalalad

Chief Operating Officer

'Good leaders are characterized by how well they develop employee talent and ensure that everyone succeeds towards the company's goals.' Years of working experience with customer relations and management allow Javela to build strong relationships with our customers. Her solid product knowledge coupled with superior client handling makes her the business partner of choice.

Vinod Nair

Head-Business Development

Vinod Nair

Head-Business Development

A seasoned Business Development professional with over 25 years of experience of which 17 years has been in the Middle East with Dun & Bradstreet as the Regional Sales Manager managing the Middle East / GCC and some parts of Africa. Result-oriented career that reflects year-on-year success in achieving the business growth objectives within the Business-to-Business information & Business Rating solutions in the Middle East, South Asia and African markets. Worked extensively on various Risk Management and Supplier Risk solutions.

Credit

Risk team

Mr Imran Jahangir

Credit Risk Manager

Mr Imran Jahangir

Credit Risk Manager

A high-calibre industry professional offering experience amounting to 15 years, majorly across various facets of credit underwriting, compliance, and Credit Analysis domains.

Mr Faizal Valiyakath

Accountant

Mr Faizal Valiyakath

Accountant

He worked as an accountant at Broker House Securities LLC. He has the 12 years of experience in the field of account finalization, bank recognization, daily reports, customer deposits, receivable & payment, and documentation.

Mr Dushan Perera

Analyst

Mr Dushan Perera

Analyst

He worked as a senior associate – credit analysis in acuity knowledge partners ltd (former Moodys analytics Pvt ltd) and as a finance manager in associated motorways Pvt Ltd( a subsidiary of the al Futtaim group of united Arab emirates) and also qualified for a master of business finance as having finance professional with 5+ progressive experience in credit analysis, finance research, and management. skilled in financial statement analysis, research report writing, and credit financial reporting.

Sales

Team

Ann Rielyn Gascon

Account Manager

Ann Rielyn Gascon

Account Manager

With 7 years of various work experience in different industries in the Philippines and a comprehensive experience in the field of Marketing for 3 years, her versatility makes her proficient in handling new clients and building rapport with them.

Rosalyn Gonzaga

Account Manager

Rosalyn Gonzaga

Account Manager

Bryan Paul R. mendiola

Account Manager

Bryan Paul R. mendiola

Account Manager

7 years of Sales experience and client handling. approachable with an optimistic attitude.

Maricar Genevieve

Account Manager

Maricar Genevieve

Account Manager

MG is a seasoned Account Relationship Manager with extensive professional experience from the Banking and Financial Service industry, in the areas of Corporate Banking, Retail, Mortgage and Risk Management. She holds a Masters Degree from the University of Antwerp. With her passion in making things happen, Maricar is an ideal business solution partner.

Babuu Allan

Account Manager

Babuu Allan

Account Manager

Degree Holder in Risk Management & Insurance, 2 years of Relevant sales experience in different industries including insurance industry, data collection & research industry, business consultation services ,,always focused on creating profitable and customer- centric relationship enhancing customer centricity and financial inclusion.

About us

OUR GLOBAL TEAM

BOARD OF GOVERNORS

Mr Zayed Abdulla Al Ali

Mr Ashok Kumar

Mr M.S. Nathan

Mr Imran Khan

Mrs Khilna Mamlani

Badru Ntege

MANAGEMENT

TEAM

Mr Sahil Bansal

Mrs Javela Macalalad

Vinod Nair

Credit

Risk team

Mr Imran Jahangir

Mr Faizal Valiyakath

Mr Dushan Perera

Sales

Team

Ann Rielyn Gascon

Rosalyn Gonzaga

Bryan Paul R. mendiola

Maricar Genevieve

Babuu Allan

our certifications

and affiliations

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